Thank you for dropping by my website.

A few years ago, I decided to share my deep knowledge about investing and my ideas on how to be a SMART investor.  I have written two books – one for individual investors and one for nonprofits, charities, and foundations.

I invite you to peruse my website and get an introduction to whichever of these books appeals to your investment needs.

I have been an investment manager working with individual and institutional investors for more than 30 years.  I am sincerely passionate about helping people build wealth and working with nonprofits, charities, and foundations to ensure their endowment investments are healthy and sustainable.

Over the decades of my investment experience, I have devoted extensive time studying the financial markets, in both good times (bull markets) and bad times (bear markets). I disagree with the investment adage suggesting that simply by diversifying your portfolio, you can protect yourself from market swings over the long term.

Today’s financial world is very different from what it was even a decade ago. Globalization, the expansion of investment choices, high speed trading, and economic uncertainty can play havoc on an investment portfolio, either for an individual or a nonprofit.

Recognizing this, I have developed a strategy for what I call SMART investing that aims to maximize investment returns while minimizing the risks of sudden large losses that often plague investment portfolios.

By SMART, I mean:

S – Strategic.  You and/or your investment manager have enough knowledge to participate in making good strategic decisions about how and where you invest your endowment.

M – Modeling.  You and/or your investment manager make good predictions based on financial models of how your money will grow for you.

A – Attention.  You and/or your investment manager track your investments and make adjustments as needed to take advantage of the current market conditions and minimize your risk.

R – Reliability.  You and/or your investment manager are working with a philosophy of investing that is reliable; you can count on it to work whether we are in a bull or bear market.

T – Trust. You trust yourself and/or your investment manager to a point where you have complete peace of mind that your endowment is safe and secure.

The Sustainable Endowment

This book is written for executives in charge of nonprofits, foundations, and charities. The health and longevity of your organization depends not just on the donations you receive each year, but also on the successful investing of your endowment. You will learn 10 critical principles to operate your nonprofit effectively and maximize your endowment returns while minimizing risks.

Journey to Wealth

In this book, I share my unique investment strategies to improve your investment performance and consistently build wealth. Whether you are investing for short-term goals, to secure your long-term future, or to create wealth for your heirs or to leave to a charity, The Journey to Wealth will provide investment insights and strategies that can significantly improve the growth of your wealth.